The ashram formed village based Self Help Women groups having homogenous social and economic backgrounds, to save regular small sums of money, mutually agreeing to contribute to a common fund and to meet their emergency needs on the basis of mutual help. In such groups the poorest women would come together for disaster, social reasons, economic support to each other by ease conversation, social interaction and economic interactions. This activity enables the rural women to access the credit from Nationalized Banks through Sarada Ashram. This Micro Savings & Credit scheme is really a boon to village ladies.


  • To sensitize women of target area for the need of SHG and its relevance in their empowerment process.
  • To create group feeling among women.
  • To enhance the confidence and capabilities of women.
  • To develop collective decision making among women.
  • To encourage habit of saving among women and facilitate the accumulation of their own capital resource base.
  • To motivate women taking up social responsibilities particularly related to women development.

Training Programmes conducted for SHG Members:

  • SHG Capacity Building Training Programmes
  • Animator & Representative Training Programmes
  • Refresher Training Programmes
  • PLF Office Bearers Training in Finance Management and in Governance
  • Skill Training Programmes
  • Entrepreneur Training Programmes
  • Agricultural Training Programmes

The total Number of Self Help Groups guided by the ashram are 500 Nos from 120 villages and 10,000 number of village women are benefitted by this scheme.


Villupuram, being an agrarian district and majority of the people being agricultural labourers, there is a need to equip them to face the challenges in the ever changing agricultural scenario. The Rural Training Centre (RTC) which functions in the campus is to impart training in agriculture and other related skills to the rural community. The training centre facilitated with modern communication gadgets (an LCD multimedia projector, portable amplifier, digital camera and xerox machine) makes training programmes very successful.

Our agricultural activities include the following:

Chitra, a role model for women in Sengurichi village

The story of Chitra from Sengurichi village is quite a different one, for people travel from villages to cities to earn a living but she did the opposite with the help of our Ashram's self-help group. She and her husband, who worked in Mumbai, came back to their village to start a rexine bag making unit.

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